Budgeting Tips

Since the start of lockdown I have realised more than ever that I need to budget more. and I have managed to teach myself the best ways to do that and what works for me. Please feel free to comment below what budgeting tips help you out.

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Photo by Josh Appel on Unsplash

Do I really need it?

  • This one has helped me the most, when doing the most basic thing, like shopping in the supermarket for essentials I would go past unnecessary things that I want but don’t need. Before lockdown I never really asked myself this question and now I am definitely going to do it more. I have saved so much money. I am obsessed with candles and wax melts, I have plenty at home, I saw some in the supermarket and went to pick one up when I asked myself the question; Do I really need it? I then decided against it and put it back because I didn’t I have loads already why do I need to buy more? It’s the little things like that, that can help you put a little bit of money back in your pocket.

Treating yourself

  • Treating yourself when budgeting can be hard but it doesn’t mean you have to stop treating yourself all together, I had an example of this recently. I’ve struggled to find the perfect pair of jeans and finally managed to find myself some, I only had one pair in a light denim colour and knew I wanted more, but that was something when budgeting I told myself I couldn’t afford. I still could you need to weigh out the pros and cons, cons, it’s money you want to save, I completely understood that, pros, they are going to last and that’s what helped me decide to treat myself, I now have the same jeans in two different colours and it’s perfect for my Autumn/Winter wardrobe for the next few years.

Putting money aside

  • I’m not talking about putting £50 into your savings when budgeting that’s not realistic, My bank account has this feature where it rounds up what I spend to the nearest pound and whatever the difference is it puts it into my savings account, and in the end you’ll find that it all adds up. A perfect way to save on a budget, I also do this with loose change I find in my purse, I put it in a money box and leave it and then come back to it a year later and I’ll have a bit of money there to use on whatever I want.

Do you have any budgeting tips that can help? Have I missed out any? let’s discuss it and we’ll be saving that coin in no time!

TTFN x

2 thoughts on “Budgeting Tips”

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